Investment Property Insurance – BrokerLink

Landlords come in all shapes and sizes, and sometimes, landlords of certain types of buildings have different insurance needs. While standard landlord or rental property insurance is the most common type in Canada, there are others that may be worth considering depending on your circumstances.

BrokerLink Insurance offers an exclusive insurance product for Keyspire member that offers exclusive coverages at a discounted rate (including damage by tenants coverage, 120-day vacancy clause, etc.).  A list of other types of landlord insurance policies offed by Brokerlink for Keyspire members are listed below: 

• Standard landlord rental property insurance: the most popular type of landlord insurance, which can be purchased by anyone looking to protect a property they are renting out.

• Apartment building landlord insurance: for landlords of apartment buildings that have at least seven residential apartment units for rent.

• Condo landlord insurance: for landlords of condo units that they are renting to a tenant which includes optional condo deductible recovery coverage.

• Commercial building landlord insurance: this type of landlord insurance is intended for landlords of commercial buildings and properties who lease their building or property out for commercial use.

• Short-term rental landlord insurance: Also known as Airbnb insurance, this type of insurance is for landlords of short-term rental properties, whether it be an entirely separate property or a portion of their home.  The Keyspire Insurance Program does not surcharge this type of insurance and can often offer Damage by Tenants coverage.

• Unoccupied landlord insurance: this is for the landlord of a rental property that is currently unoccupied.

• Student rental landlord insurance: this type of landlord insurance is specific to landlords of rental properties that are exclusively rented out by students.  The same coverage and rates as regular rentals and short-term rentals.

Connect with us today to learn more: https://www.brokerlink.ca/insurance/business/programs/keyspire